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GE Commercial Finance, Commercial Equipment Financing (CEF) helps thousands of customers—from small businesses to Fortune 100 companies—finance the purchase of fixed assets. With US$80.4 billion of served assets worldwide, CEF's portfolio includes manufacturing equipment; facilities; construction and office equipment; corporate aircraft; franchises; trucks and trailers; and a wide variety of other equipment. CEF also provides tax-exempt financing for state and local governments, universities and hospitals, as well as SBA loans for small businesses. Financing transactions range from $50,000 to $30 million and involve a variety of lease and loan products tailored to a customer's specific needs.

 
 

GE is a diversified technology, media, and financial services company with operations worldwide. In order to meet our customer’s specific needs, GE’s CEF is composed of separate businesses located throughout the world. The following are the businesses that make up Commercial Equipment Financing:


Directory

Business Financing Solutions
A leading provider of middle market equipment financing. We focus on traditional equipment financing markets and providing capital equipment for every major industry by offering a wide range of structured financing products, from conventional loans to numerous lease structures for businesses with annual sales revenues in excess of $5 million. We serve our diverse customer base with a financially savvy sales force, industry expertise, and customized products.

Corporate Aircraft
An acknowledged leader in the financing and leasing of corporate aircraft, with over 1,300 aircraft and $18 billion of corporate aviation underwriting experience worldwide. Corporate Aircraft is an industry leader in the leasing and loan financing of corporate aircraft and helicopters.

Franchise Finance
A leading lender for the franchise finance market via direct sales and portfolio acquisition in the United States and Canada. With over $12 billion in served assets, Franchise Finance serves over 6,000 customers and over 21,000 property locations, primarily nationally known concepts in the restaurant, hospitality, branded beverage, storage, and automotive industries. We offer customers access to capital with a menu of products featuring flexible structuring, including financing for acquisitions, refinancing, construction of new units and remodels for single- and multi-unit operators/chains.

Global Electronics Solutions
Global Electronics Solutions (GES) offers Equipment Lifecycle Management services for users of semiconductor manufacturing, automated test (ATE) and printed circuit board assembly (PCA) equipment. These services include equipment financing and sourcing, equipment remarketing, and optimization. GES’ services allow customers to execute equipment management programs that provide strategic flexibility, increase profits and reduce technology cost and risk.

Intermediary Funding
We provide a comprehensive range of indirect financing solutions for financial institutions and intermediaries. We are a leader in the indirect funding market, and our customers range from the largest banks and syndication desks to smaller independent finance and leasing intermediaries. Transaction sizes range from $1 million to $100 million.

Public Finance
We provide tax-exempt direct source financing for U.S. state and local governments, not-for-profit organizations and tax-exempt institutions such as universities and volunteer fire departments. Innovative financing structures include Master Lease-Purchase Agreements, Revenue Backed Leases, Industrial Development Bonds and Exempt Facility Bonds.

Technology Finance
Providing brand-independent, customer-centric financing solutions for a wide variety of IT assets, including Desktop PCs, Notebooks PCs, Handheld PCs/Barcode Scanners, Computer Monitors, Servers, Mainframes, Data Storage (Tape, Disk, Virtual), Networking Gear, Software, Printers/Fax, Point of Sale, Telecom, Banking (ATMs, Check Sorters/Endorsers), and Mail Sorting/Endorsers.

Transportation Finance
A leader in financing for the commercial trucking industry. Provides secured loans, and operating and finance leases for heavy and medium duty commercial trucks and trailers through a variety of customer channels, including dealers, as well as direct to for-hire fleets and other end-users.

 

International

GE Commercial Finance, Commercial Equipment Financing serves both end-users and intermediaries through country offices and wholly owned subsidiaries. Most of our products are offered globally and are tailored to meet the specific tax and business needs in each country.

Australia/New Zealand
One of the leading and most diversified non-bank lenders in Australia and New Zealand. Offering a full suite of business financing from growth capital, equipment, inventory, property and franchise finance. Clients in every major industry, including mining and construction, transport, manufacturing, agriculture, marine, viticulture, healthcare and information technology and telecoms.

Canada
Provides asset-based lending solutions, primarily leases and loans, to businesses operating in a broad range of economic sectors. We have offices throughout the provinces and provide financing direct to end-users, as well as through dealers and vendor programs.

Europe
Composed of financial services subsidiaries throughout Europe, provides end-user financing programs for manufacturers, in addition to directly serving end-users.

India
Innovative financial solutions that meet the diverse needs of corporate and retail customers through a wide range of financial products and services. AAA credit rating (assigned by Crisil and Fitch) enables us to offer customers reliable, well capitalized, competitively priced financing programs and products. With offices located throughout India, GE Commercial Finance, India provides equipment financing direct to end-users, as well as through dealers.

Japan
A leading provider of equipment financing & vendor financial solutions to businesses in Japan. Has 28 offices throughout Japan and provides equipment leasing and other financial solutions mainly through direct channels. It also offers operating leasing and other off-balance solutions.

Mexico & Latin America
Helping hundreds of customers, from top corporations to fast growing companies. Offering innovative solutions with tailor made products around capital expenditures, refinancing needs & working capital. Leveraging international expertise to finance Corporate Aircraft to Franchise operations. Providing integral solutions around Fleet Management; sourcing, financing, insurance, maintenance, management & remarketing. An extensive track record creating financial solutions for customers (including international) facing a variety of business challenges.

South-East Asia
Offers a diverse range of financing solutions to meet the needs of companies across Indonesia, Malaysia, Singapore, Thailand Hong Kong, South Korea, the People's Republic of China, Taiwan and the Philippines.

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